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Medicare Open Enrollment is every year from October 15- December 7th. During Medicare's Annual Election Period, you can make certain changes to your Medicare coverage. Many people wonder if they can change their Medicare Supplement or MediGap plan- find out here!

Medical Underwriting:    • How Do I Change My Medicare Supplement Pla...  

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The Medicare Annual Election Period, also known as Medicare Open Enrollment, occurs every year from October 15th through December 7th. This time period is where you can make changes to your current Medicare coverage. However, not all plans can be changed during this time period.

During Medicare Open Enrollment, you can change, enroll, or disenroll from Medicare Advantage Plans or Medicare Part D prescription drugs plans, with no underwriting, for plans to take effect on January 1st.

Medicare Supplement plans, however, are a different story. In order to change or apply for a MediGap plan (6+ months past Pat B start date), you have to be approved through Medical Underwriting. This means that if you want a Medicare Supplement Plan G, Medicare Supplement Plan N, or Medicare Supplement Plan F, you have to be healthy enough to be approved, even if you already have a MediGap plan.

If you are already on a Medicare Supplement plan and are thinking about applying for a new MediGap plan, it is a good idea to avoid applying during open-enrollment, as this is the time period that someone on Medicare Part C (a Medicare Advantage plan) can apply for a Medicare Supplement plan through underwriting. This means that open-enrollment is a very busy time of year.

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Medicare Open Enrollment is every year from October 15- December 7th. During Medicare's Annual Election Period, you can make certain changes to your Medicare coverage. Many people wonder if they can change their Medicare Supplement or MediGap plan- find out here!