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The Average Clause! One of those things that's not so easy to explain. It can cause real trouble when it comes to setting sums insured on buildings or claims disputes with insurers. But no fears! We've put together a short animation, which explains what the 'dreaded' Average Clause is, why it doesn't always work the way you’d expect and what can be done about it.

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Skip to:
0:40 – What is the average clause?
1:11 – An example of the average clause.
1:38 – How the average clause impacts small claims.
2:48 – How to avoid the average clause.

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