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There are several reasons why a person can end up receiving bad or poor credit evaluations. Making late or partial home loan repayments, missing out on the payments altogether for many months, outstanding debts, unexpected or unplanned expenses can be some of the reasons which can result into bad fico scores.
People end up with bad credit ratings . primarily because they cannot keep up their financial commitments, and it can be this category of individuals who need credit facilities by far the most.That is where the main issue lies – lenders prefer lending mortgage