Скачать или смотреть How 401k Loans, Reverse Mortgages & Gambling Winnings Can Secretly Raise Your Medicare Premiums!

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Ever wondered if taking money out of your 401k or getting a reverse mortgage could make your Medicare premiums skyrocket? In this video, I’m breaking down how different types of income—like 401k loans, gambling winnings, and reverse mortgages—can impact your Medicare IRMAA (Income-Related Monthly Adjustment Amount). I’ll walk you through why some withdrawals are taxable and might push you into higher Medicare Part B and D premiums, while others are actually treated as loans and don’t count as income. We’ll also talk about why the IRMAA brackets keep shifting, how you can plan ahead even when it feels like a moving target, and what you need to watch out for every with your Medicare costs.

00:00 – Introduction: Understanding Medicare IRMAA
01:12 – What happens if you take a 401k loan?
02:05 – Reverse mortgages and their impact on IRMAA
02:55 – Gambling winnings: why losses don’t offset gains
04:15 – The challenge of unpredictable IRMAA brackets
05:42 – Why you should estimate conservatively
06:38 – Common taxable events that can trigger IRMAA
07:22 – How often Medicare recalculates your premiums
08:10 – Key takeaways and resources to learn more

The Medicare Family has been making Medicare and Social Security easy for 40+ years, across all 50 states. And each year, our family continues to help more and more people with how Medicare works, when to take Social Security, and how to find the best Medicare plans. We know that learning about your retirement benefits can be confusing. And it’s hard to find a trusted source of information. We get it! That’s the reason we do what we do.

😄 Visit our website for more in-depth information on Medicare & Social Security: https://themedicarefamily.com