Скачать или смотреть Wait, The Military Will Miss Paychecks On Oct 15th... For THIS?!

Military families are bracing for October 15th — and it’s not looking good.
If the U.S. government doesn’t act by October 13th, tens of thousands of service members could miss their paychecks. Loan applications are an option BUT Banks are denying “shutdown loans,”. USAA is doing hard credit pulls, Navy Federal Credit Union has people flocking there to try to get paid and families are running out of options. In this video, I break down what’s happening, why it matters for your wallet, and what financial steps to take right now if your paycheck is at risk.

-Learn which banks are helping vs hurting military families, how loans, credit checks, and TSP withdrawals really work, and how to prepare your finances for the next government shutdown.

-This is about more than politics — it’s about financial survival when your paycheck depends on your paycheck.

Chapters:
00:00 Intro – military mom’s emotional plea
00:25 “My kids might not get medicine” – real voices
00:47 October 10th update: shutdown still active
01:09 Why October 15th is the financial deadline
01:27 2013 vs 2025 shutdowns – key difference
01:51 Why the military may not get paid this time
02:12 Urgent warning before October 13th
02:36 Viral TikToks react to unpaid military
02:54 Military spouses speak out
03:14 “Most soldiers are never taught money management”
03:34 Financial struggles inside military homes
03:50 USAA’s “government shutdown loan” exposed
04:25 Hard credit pulls during hardship?!
04:44 Reading USAA fine print together
05:31 How to qualify for the loan (and who can’t)
06:22 You still have to repay this “help”
06:43 Three-month repayment trap explained
07:04 Real military wife gets denied on camera
07:48 “We’ve banked with them for 12 years!” – outrage
08:27 Hard credit pull confirmed
08:51 Emotional breakdown of a denied family
09:22 My reaction – this is beyond cruel
09:53 Possible solution: Navy Federal loan
10:34 Navy Federal vs USAA – who’s helping who?
11:19 Credit score denials shock viewers
11:40 “We got approved… but it’s a hard pull.”
12:00 Losing members over bad treatment
12:20 Navy Federal loan requirements explained
13:14 0% APR promise — no fees, no credit check
13:36 Loan repayment details and fine print
13:55 New members still eligible?
14:18 The hidden eligibility conditions
14:39 AER loan (Army Emergency Relief) explained
15:17 Who qualifies and how to apply
15:40 Why soldiers can’t access “MyPay”
16:27 Critical glitch: can’t upload packet
17:19 Soldiers blocked from emergency aid
17:55 My advice for finding your old “LES” forms
18:29 How to access AER if the site is down
18:47 TSP loan option (last resort)
19:21 Emergency funds vs reality check
19:36 USAA’s repeated shutdown failures
19:56 0% loans that still hurt your credit
20:20 The ripple effect of bad banking policies
21:00 “How are you for the military doing this?”
21:21 what families can do next

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