Скачать или смотреть Are Financial “Rules of Thumb” Helping You or Hurting You?

☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com

🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/las...

Are financial “rules of thumb” the key to building wealth—or could they actually steer you off course? In this episode of the Last Paycheck Podcast, CFP Professionals Rob and Archie Hoxton dig into some of the most popular money guidelines:
Save 10% of your income
The 4% retirement withdrawal rule
The 80% replacement rule for retirement income

Rob and Archie explain where these financial shortcuts can provide clarity, especially for beginners, and when they might fall short as your money situation becomes more complex. They highlight the dangers of making emotional financial decisions, the importance of personalized financial planning, and why one-size-fits-all advice rarely works in real life.

Plus, discover practical tools on the Last Paycheck website to help you create a plan that goes beyond the basics.

🎧 If you’ve ever wondered whether financial “rules of thumb” really work, this episode will give you the context you need to make smarter money moves.

Get their book!
Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell - https://hoxtonpm.com/think-ahead-book/

Call or text Hoxton Planning & Management: +1 (304) 876-2619 and visit their website www.hoxtonpm.com

Listen in on conversations with CFP Professionals Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it’s excitement, anxiety, or anything in between, this show is for you.

Visit:
http://www.thelastpaycheck.com

You can also listen to Last Paycheck on
Apple Podcasts:
https://podcasts.apple.com/us/podcast...

Spotify:
https://open.spotify.com/show/1TmzPXE...

00:00 Introduction
06:37 Retirement Spending Planning Essentials
07:14 Retirement Spending and 4% Rule
13:10 Tailoring Your Emergency Fund Size
15:22 Personalized Social Security Strategies