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Three disabled veterans. Same 100% rating. Three completely different outcomes. Which veteran are you going to be?

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Veteran 1: Listened to bad advice. Skipped Part B for 5 years. Now pays a 50% penalty every month for life. And that's if the premium never goes up.

Veteran 2: Enrolled in Medicare but didn't know about Page 11 of the Medicare and You handbook. Pays full price for Part B. Leaves money on the table every single month.

Veteran 3: Knows what my friend Ric knows. Knows what my dad knows. Enrolled on time. Used what they earned. Medicare Advantage working harder for them. Their VA benefits didn't change.

Same disability rating. Three completely different outcomes.

I'm Chris Duncan. With nearly 20 years of Medicare experience, my organization specializes in helping veterans navigate Medicare options.

⚠️ DISCLAIMER: I'm not affiliated with or endorsed by Social Security, Medicare, the VA, TRICARE, or any government agency. This is general education, not personal advice. Benefits and costs vary by county and plan. Always review your own situation before making changes.

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