Скачать или смотреть National Guard & Reservists: When You Qualify for the VA Home Loan (2026 Rules Explained)

If you're in the National Guard or Military Reserves, you may qualify for the VA Home Loan sooner than you think — and many service members don’t realize they already earned this benefit.

In this episode of The Brief with Julie Calza, I break down exactly when Guard and Reservists become eligible for the VA Loan, how activation and credible service years factor in, and what documentation you’ll need to prove eligibility.

I’m Julie Calza — leader of the CalzaCo Team, Arizona’s #1 choice for VA home loan buyers and sellers for nearly a decade, and ranked in the top .005% of real estate professionals nationwide. At CalzaCo, we help military, veteran, and civilian families make smarter moves and stronger decisions, especially during major life transitions and PCS relocations.

In this video, you’ll learn:
✔ When National Guard & Reservists qualify for the VA Home Loan
✔ The difference between activation under Title 10 vs Title 32
✔ How 6 years of credible service works if you were never activated
✔ What NGB 22 / NGB 23 documents you need
✔ What to know if you were discharged or transferred to IRR
✔ How VA Loan eligibility impacts your buying power in 2025–2026
✔ Why you should verify eligibility before planning your PCS or move

This aligns with the VA education and PCS guidance resources available at CalzaCo.com, including our PCS With Less Stress strategies, relocation checklists, and VA Loan buyer guides.

📩 If you want help verifying your eligibility or planning your home purchase, message my team privately. No pressure — just clear answers and calm guidance.

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