Скачать или смотреть Condo Prices Collapse in GTA As Buyers Face Negative Cash Flow Reality

Everyone’s heard “pre-construction” — but most buyers don’t realize what they actually signed up for.

In this investigation, we break down how GTA pre-construction condos were supposed to work… and why the model cracked when appraisals came in low, interest rates jumped, and buyers started facing sudden financing gaps at closing.

We walk through a realistic example (numbers, appraisals, loan-to-value, monthly carry costs), explain why some investors are walking away from deposits, and why end-users are often the ones getting crushed the hardest.

This isn’t a story about greed or stupidity.
It’s about a housing system that worked — until it didn’t.

DISCLAIMER
This video is for informational and educational purposes only and reflects analysis and opinion based on publicly available sources. It is NOT financial, legal, investment, or real estate advice. Mortgage rules, lending decisions, and market conditions vary by lender, borrower, and location. Always consult qualified professionals before making financial or real estate decisions.

SOURCES / REFERENCES (clickable)
CMHC – Buying a New Home (Pre-Construction)
https://www.cmhc-schl.gc.ca/consumers...

Bank of Canada – Key Interest Rate (historical)
https://www.bankofcanada.ca/core-func...

OSFI – B-20 Mortgage Underwriting / LTV basics
https://www.osfi-bsif.gc.ca/eng/osfi-...

TRREB – Market Watch (market stats + archives)
https://trreb.ca/index.php/market-new...

Urbanation – GTA condo & rental market research/news
https://www.urbanation.ca/research

CBC – Reporting on condo market + walkaways (news)
https://www.cbc.ca/news/business/toro...

BILD GTA – Condo development / purchase process
https://www.bildgta.ca/our-work/condo...

FCAC – Mortgages overview (qualification/approval basics)
https://www.canada.ca/en/financial-co...

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#realestate #toronto #gta #condos #preconstruction #housingmarket #mortgage #canada