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Advantages and constraints of Retail Banking for JAIIB May 2026 | JAIIB Preparation 2026 | Pushpak Sir

In this video, we explain the advantages and constraints of Retail Banking for JAIIB RBWM May 2026 with complete conceptual clarity and exam-oriented approach. Pushpak Sir discusses profitability, risk diversification, customer reach, operational challenges and limitations in retail banking. If you are preparing for JAIIB 2026, this session will help you understand this important RBWM topic clearly and score confidently in the exam.

Topics Covered:
• Meaning & Scope of Retail Banking
• Advantages of Retail Banking
• Risk Diversification & Profitability Aspects
• Customer Base & Cross-Selling Benefits
• Operational & Cost Constraints
• Credit Risk & NPA Challenges
• Retail vs Corporate Banking Comparison
• Important Exam-Oriented Points for RBWM

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