Скачать или смотреть Why Every Doctor Needs an Emergency Fund

One financial habit can save your life-an emergency fund.
Medical life is unpredictable: clinic repairs, staff issues, family health crises, income gaps… without a buffer, losses can reach lakhs.

How much should you keep?
• 6 months of expenses
• 9-12 months if you’re self-employed (clinic / freelancing)

Where to keep it?
• High-interest savings account
• Liquid mutual fund
• Sweep-in FD

Never keep emergency funds in stocks, crypto, real estate or long-term FDs—low liquidity, high risk.

Use this money ONLY for emergencies, not luxury upgrades or festive shopping.
Doctors, build this fund and 50% of your financial stress disappears.

For more financial skills and smart money habits, follow Dr Swapnil Jain — your Health & Wealth Coach

Disclosure:
This content is for educational and informational purposes only.

Disclaimer:
Investments in stocks, mutual funds, ETFs, and other financial instruments are subject to market risks. There is no guarantee of returns and capital is at risk. Views expressed are personal and may change over time. Please do your own research and consult a qualified financial advisor before making any financial decisions. User discretion advised.