Скачать или смотреть 1 in 5 Americans Has This Credit Report Mistake—Are YOU One of Them?

Did you know the Federal Trade Commission (FTC) reports that one in five Americans has at least one error on their credit report?

These mistakes can silently lower your credit score, cost you thousands in higher interest rates, and even block you from getting approved for loans, credit cards, or a mortgage.

🔎 Common credit report errors include:
• Accounts that don’t belong to you
• Incorrect balances or payment history
• Outdated negative items that should have been removed

❗ Why it matters:
Even a small error can mean the difference between getting a low mortgage rate or paying thousands more over the life of a loan.

✅ How to protect yourself:
• Check all three reports—Experian, Equifax, and TransUnion—at least once a year through AnnualCreditReport.com
.
• Dispute errors immediately with the credit bureaus to have inaccurate items corrected or removed.
• Follow up in writing and keep copies of all communications.

Taking action now helps you boost your score, qualify for better interest rates, and secure the financial opportunities you deserve.

💡 Pro tip: Set a calendar reminder to pull your reports every 12 months—your future self (and your wallet) will thank you.

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