NEVER PAY TAXES AGAIN | Optimal Financial Independence Strategy

Here’s the Google Sheet that has the three drawdown tables for the 401(k) conversions, the taxable investing account, and the Roth IRA, showing the withdrawal each year increasing by 3% for inflation and an average annual return of 7%.

https://drive.google.com/file/d/1V1qZ...

(You’ll notice in the first 5 years I had the full $80,000 coming out of the taxable — that’s because there’s a 5-year delay when you convert 401(k) funds to Roth before you can use them penalty-free.)

OTHER RESOURCES REFERENCED

How to Use Your 401(k) in Early Retirement with No 10% Penalty (Article):
https://www.moneywithkatie.com/blog/h...

How to Spend $80,000/Year in Retirement Tax-Free (Video):
   • Spend $80,000/Year in Retirement, Tax...  

How to Contribute to a Roth IRA if You’re Over the Income Limit (Article):
https://www.moneywithkatie.com/blog/h...

WHERE YOU CAN FIND ME

www.moneywithkatie.com
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