How Much Fund Required to Become Financial Independent Episode : 5

Hey Everyone
My Private Whats aap group link is :
https://chat.whatsapp.com/Hi16qYzzpFT...

Whats aap me : 8709873838

Open Demat Account with our link and get 5 Stocks all weather portfolio free of cost better then Nifty 50. Link Below :
Zerodha : https://zerodha.com/?c=NP5552&s=CONSOLE
Angel One : https://angel-one.onelink.me/Wjgr/ghm...
Upstox : https://link.upstox.com/gVznPCrPrJvsN...

Topic :
How Much Fund Required to Become Financial Independent ?
The amount of funds required to become financially independent depends on various factors, including your current lifestyle, future expenses, investment returns, and the time frame for financial independence. A commonly used rule of thumb is the 4% rule, which suggests that you can safely withdraw 4% of your investment portfolio annually without depleting your principal. Based on this rule, the formula to calculate your target amount is:

means you would need approximately ₹2.5 crores to become financially independent if you want to withdraw ₹10 lakhs per year.

Of course, this is a simplified approach. Other factors to consider include:

Inflation – Your annual expenses will likely increase over time.
Investment returns – How much your investments grow will affect the sustainability of your withdrawals.
Lifestyle – If you plan to change your lifestyle (e.g., travel, move to a more expensive location), your expenses will differ.
Risk tolerance – A more conservative investor may require a larger fund due to lower returns.
Would you like help with a more detailed calculation based on your specific financial goals?