How UPI Apps Make MONEY

UPI Apps such as PayTM, PhonePe, Google Pay and BharatPe do not get the money we send in a UPI transaction. If they don't function as a middle man, how do these apps make money. This video explores that, and shows the indirect ways these apps make money, such as commissions, investments, insurance, brokerage, loans etc.
Watch this video if you are interested in startups, business, finance or are just curious about how the UPI apps you use daily make money.

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Chapters:
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00:00 Prologue
00:32 How UPI Works
01:45 How Google Pay Makes Money
02:10 How PhonePe Makes Money
02:57 How PayTM Makes Money
03:23 How BharatPe Makes Money
04:40 Conclusion
06:05 Outro
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Music Used:
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Prologue: A Few Jumps Away - Arthur Vyncke
SoundCloud:   / arthurvost  
YouTube:    • 🌕 Free Dark Space Music (For Videos) ...  
Chapter 1: Waited - RYYZN
Spotify: https://open.spotify.com/track/37KtfE...
YouTube:    • Waited (instrumental) – RYYZN (No Cop...  
Chapter 2: Superstar - RYZZN
Spotify: https://open.spotify.com/track/0dzCPE...
YouTube:    • Superstar (Instrumental) – RYYZN (No ...  
Chapter 3: Bongo - KV
Spotify: https://open.spotify.com/track/69mDVa...
YouTube:    • Bongo – KV (No Copyright Music)  
Chapter 4: 30 Million Times (Instrumental) - RYZZN
SoundCloud:   / ryyzn  
YouTube:    • 30 Million Times (instrumental) – RYY...  
Chapter 5: Persuasion (Instrumental) - RYZZN
Spotify: https://open.spotify.com/track/1P7XPI...
YouTube:    • Persuasion (Instrumental) – RYYZN (No...  
Conclusion: Embrace - Sappheiros
YouTube Channel:    / sappheiros  
YouTube:    • 🍀 Chill Instrumental [Non Copyrighted...  
Outro: Night Out - LiQWD
SoundCloud:   / liqwyd  
YouTube:    • Night Out – LiQWYD (No Copyright Music)  
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#UPI #PayTM #PhonePe #GooglePay #BharatPe
INFORMED.