Скачать или смотреть Fold Holdings Q3: First GAAP Profit but Revenue Miss Shakes Market

Fold Holdings reported its first GAAP profitable quarter in Q3 2025, posting a $0.01 EPS against expectations of a loss, marking a milestone for the bitcoin-focused fintech firm. Despite this profitability, the company's revenue of $7.4M fell short of the $9.2M consensus, causing investor concern and a near 5% stock drop immediately after the announcement. Fold's unique positioning as a bitcoin-first company with a substantial bitcoin treasury of 1,526 BTC valued at $154M adds complexity to its valuation and growth story.

The company's strategic growth drivers include the rapidly expanding Fold Bitcoin Gift Card, now available in over 2,000 Kroger stores and online, and the upcoming Fold Bitcoin Rewards Credit Card, developed with Visa and Stripe partnerships. The credit card has a waitlist exceeding 80,000 users, signaling strong demand and a potential revenue inflection point in early 2026. Fold's approach to capital management involves leveraging bitcoin holdings via credit facilities rather than selling BTC or issuing equity, preserving its core asset amid market volatility.

Market sentiment remains mixed but cautiously optimistic, with analysts projecting significant upside potential as Fold scales its fintech operations. The critical factors for investors to watch include holiday season gift card sales, credit card adoption rates, cost control amid growth, and bitcoin price trends. Fold's Q3 report highlights the tension between its asset-driven valuation and operational performance, setting the stage for a pivotal year ahead in bitcoin-native consumer finance.

AI Disclaimer: This video was generated with the help of AI. All insights are based on factual data, but the presentation may include creative commentary for engagement purposes.

Financial Advice Disclaimer: The content in this video is for informational purposes only and should not be considered financial advice. Always do your own research or consult a financial advisor before making any investment decisions.

Representation & Warranties Disclaimer: The content provided in this video is for entertainment purposes only. TalkTickers makes no representations or warranties regarding the accuracy, completeness, or reliability of any information presented, including but not limited to names, dates, and financial data. This video was generated with the assistance of AI models, which are known to hallucinate or provide inaccurate information. As such, material facts may be misrepresented or misstated. Always refer to official earnings reports and consult with a financial advisor before making any decisions.

#aipodcast #earningscall #aipodcast