Скачать или смотреть Has APRA Killed Investment Lending? (What It Means for 2026)

APRA has dropped new DTI lending rules that could reshape Australian property investing in 2026. Here's exactly what changed, who's affected, and what it means for YOUR borrowing power.

APRA has announced a new round of lending changes, including updates to DTI rules — and the headlines are loud.

But what do these changes actually mean for the Australian property market?
And more importantly… what do they mean for your as an investor or homebuyer heading into 2026?

In today’s episode, Callum's back as we break down:
what APRA has introduced
who is most likely to feel the impact
how banks and lenders may respond
the flow-on effects for borrowing power and strategy
how the market has reacted to similar interventions in the past
and what to consider as you plan your next move

No hype. No panic.
Just a clear, grounded conversation about how these changes shape the road ahead — and what to be aware of as the lending landscape evolves.

If you’ve been wondering “what does this actually mean?”, this episode is for you.

See you on the inside.

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

MENTIONS:
   • Did Macquarie Just Break Property Investin...  
   • How To Build A Property Portfolio That Pay...  
Need help with your finance strategy? Chat with the Callum and the team:
http://hey.dashdotfinance.com.au/disc...

--

RESOURCES TO HELP:

Join The Investor Lab Free Community:
The home for freedom-seeking investors ✨
https://bit.ly/jointheTILcommunity

Looking for a team to partner with you in your portfolio building journey?
Join Dashdot: https://bit.ly/3E0wKGa

Need finance guidance?
Chat with the Dashdot Finance team: http://hey.dashdotfinance.com.au/disc...

Build Your FREE Portfolio Growth Plan on Property Pathfinder:
https://propertypathfinder.io

Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

–

Catch Up On Recent Episodes:
   • What Most Property Investors Get Completel...  
   • The Brutal Truths About Property Investing...  
   • Did Macquarie Just Break Property Investin...  
   • How to Build a Portfolio That Works When t...  
   • Australia's Property Market Is About To Ex...  
   • Managing a Market Meltdown: What Smart Inv...  
   • Why You Feel Poorer Even as the World Gets...  
   • AI, Housing & Money Printing: 3 Big Questi...  
   • Turning Property Wealth Into Retirement In...  
   • The Great Melt-Up: When Trust in Money Dies  
   • The Illusion of Prosperity: Why Getting Ah...  
   • First Home Guarantee Scheme, Property Scar...  
   • NZ Property Market Crash: What Does It Mea...  
   • Bitcoin vs Australian Real Estate  
   • We Answer Everything: When You Have "Enoug...  
   • Why You Need To Retire Earlier Than You Think  
   • Beyond 2030: The Prosperity Wave Most Inve...  
   • Why Your Buyers Agent Might Be Leading You...  
   • Four Global Forces Reshaping Your Financia...  
   • How To Build A Property Portfolio That Pay...  
   • The Coming US Debt Collapse (And What It M...  

--

Goose McGrath and Gabi Billing are the co-founders of Dashdot — portfolio growth partners who combine data science, strategy, and human insight to help Australians build property portfolios that create lasting freedom. As hosts of The Investor Lab, they explore the intersection of markets, money, and mindset, challenging conventional wisdom and empowering people to think differently about wealth, purpose, and the future.

Connect:
https://www.dashdot.com.au
   / @theinvestorlab  
  / dashdotproperty  
  / goosemcgrath  
  / gabi.billing