Скачать или смотреть Why you Don't Need $20,000 in your CPF Ordinary Account

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I’ve heard of this all around forums, online chat groups
-Keep min $20K for extra interest of 1%
-Only transfer excess of the $20K OA to SA for bonus 1%

I want to stop all this incorrect statements once and for all
$20K is the cap, not the minimum

Official rule: Below 55
Additional 1% across all CPF balances, not just OA, inclusive of SA and MA as well
BUT, limited to a cap of $20K in OA

Means
$30K OA, $30K SA/MA, only $20K OA + $30K SA/MA will earn +1% interest
$10K in OA not earning +1% = wasted
Transfer OA-SA to hit the first $60K combined

Extreme example
$0 OA, $60K SA/MA, will still earn +1%
1% of 60K = $600

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