IUL Caps in 2024 - Update

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Welcome to the ever-changing world of caps in Indexed Universal Life Insurance policies. In this video, we delve into the complexities of caps, explaining why they fluctuate and how these changes can impact your policy. Our aim is to provide you with clear, reliable information that stands the test of time.

➡️ Key Contract Elements: Learn about the evergreen components of your policy like loan provisions, bonuses, fees, and company ratings, which remain stable over time.

➡️ Cap Fluctuations Explained: Understand the factors influencing cap changes, including interest rates and market volatility, and how these affect your policy year by year.

➡️ Policy Review Recommendations: Discover why it's crucial to review your policy if your caps are not performing as expected, and how we can help ensure your policy aligns with market trends.