Скачать или смотреть You Don't Need £1 Million To Retire (Here's The Real Number!)

Wondering how much you actually need saved to retire comfortably in the UK? Let me give you the real numbers for 2025—no fluff, just facts from the pension experts. There are three retirement lifestyle levels to consider, and the costs might actually surprise you. Good news first: some expenses have dropped in 2025 thanks to falling energy prices! In this video, I break down the target numbers you need for a minimum, moderate, and comfortable retirement, and explain why the "standard" 8% contribution strategy is often a recipe for a shortfall.

With over 25 years of experience working with individuals and large organisations (including PwC, EY, and KPMG), I have seen how the gap between the State Pension and a "comfortable" life remains significant. I explain why bumping your contributions to 12% can completely change your retirement future.

In this video, we cover:
2025 Lifestyle Levels: The exact costs for Minimum, Moderate, and Comfortable.
The State Pension Foundation: How £11,973 covers the "Minimum" basics.
The 8% vs. 12% Rule: Why the standard workplace contribution often falls short.
Target Pot Sizes: What you actually need to aim for in your savings.
Falling Energy Prices: How the 2025 cost of living shift affects retirees.
Expert Guidance: Where to find free, trusted professional pension advice.

TIMESTAMPS:
0:00 - Introduction: You Don't Need £1 Million to Retire
1:10 - The Minimum Lifestyle: Living on £13,400 (Single)
2:25 - How the State Pension (£11,973) covers the basics
3:15 - The Moderate Lifestyle: Moving to £31,700 for more freedom
4:40 - The Comfortable Tier: What luxury costs in 2025
5:35 - The 12% Contribution Rule vs. the 8% Standard
6:40 - Target Pot Sizes: How much to save for each level

ABOUT ME
My name is Saq Hussain and I run FinancialEducation.co.uk. I have over 25 years of experience helping individuals and organisations manage money and plan for retirement. My professional background includes:

Former Director and UK Head of DC Pensions, Benefits & Wellbeing at PwC.
Strategic Advisor on DC Pensions to EY (Ernst & Young).
Former DC (defined contribution) pensions and benefits consultant at KPMG.
Member of the Living Wage Foundation steering group (developed the National Living Pension standard).
Learn more about the steering group here: https://www.livingwage.org.uk/steerin...

AS SEEN IN THE PRESS

Financial Times (FT Adviser): https://www.ftadviser.com/content/a5f...
Daily Mail (This Is Money): https://www.thisismoney.co.uk/money/p...
The Daily Telegraph: https://www.pressreader.com/uk/the-da...

RESOURCES & CONNECT

Website: https://financialeducation.co.uk/
LinkedIn:   / saq-hussain  

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