Скачать или смотреть Pre-existing Diseases Declarations Vs Waiting Periods in Health Insurance | QnA with Mahavir Chopra

Last Saturday, we held an audio-chat webinar on our Telegram Channel for Financial Advisors - on the topic: Pre-existing Diseases - Declarations vs. Waiting Periods.

It was a great opportunity to exchange ideas, share learnings and discuss some of the main issues surrounding pre-existing diseases, with the financial advisors community.

Here are some key points that were discussed during this webinar.

What are pre-existing conditions, and how is it different from medical history to be declared in the proposal form?
How are waiting periods on pre-existing diseases imposed? Can they be imposed on a condition that got cured say 10 years ago?
If a health condition existed since birth, but got cured several years back - how should this be declared in the proposal form for health insurance?
How should you inform an insurer of medical history, in the absence of records or reports to prove the same?
Should you insist on a medical test, even if the insurer doesn’t demand it?
Can the insurer consider a disease that has been diagnosed after you bought the policy as a pre-existing disease?

Our next webinar is on September 4th, on the topic ‘Restoration Benefit - Useful or Gimmick?’

Do take out time to take part! :)

Where?
t.me/beshakforadvisors (or simply Search "Beshak for Financial Advisors" on Telegram)
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