Скачать или смотреть Interest Rate Buydowns Explained (In Plain English)

If you’ve heard the term “interest rate buydown” and wondered what it actually means — here’s the simple explanation.

A rate buydown is when money (often from the seller or builder) is used to temporarily or permanently lower your interest rate, which lowers your monthly payment, especially in the early years of the loan.

In markets like Denver, buydowns are often used as a negotiation tool — especially on new construction or homes that have been sitting longer.

They’re not right for everyone, but when used correctly, they can be a really helpful strategy.

🏡 Interest rate buydowns
📉 Lower monthly payments
📍 Buying a home in Denver

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