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The Loans Incorporated Team, Alex Pagano and Dhan Thomas discuss various home buying grant programs available in the Philadelphia and Pennsylvania area. They discuss the details and benefits of programs like Philly First Home, PHFA, and Purchase Plus, and how these grants can help first-time homebuyers save thousands on their down payments and closing costs.

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Key Topics Discussed
Overview of Philly First Home program (00:01:28)
Steps to qualify and receive up to $10,000 in grant funds
Income limits and credit score requirements
PHFA (Pennsylvania Housing Finance Agency) loan program (00:03:48)
Higher income limits up to $121,000 for single filers
Grants up to 5% of purchase price, up to $22,000
Combining Philly First Home and Purchase Plus grants (00:03:16)
Stacking local and lender-provided grants
Helping buyers with low down payments and closing costs

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Apply now with Dhan:
https://loansincorporated.com/about/o...

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@mortgagewithpagano
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@loansinc

Key References
Philly First Home: phillyfirsthome.com
PHFA (Pennsylvania Housing Finance Agency): phfa.org
Framework pre-purchase counseling: frameworkhomeownership.org
HUD-approved housing counselors: hud.gov/findacounselor