Скачать или смотреть Bad Credit VA Loan...All Your Questions Answered

Are you a veteran struggling with bad credit and wondering if you can still qualify for a VA home loan? Look no further! In this informative video, loan officer Carlos Scarpero breaks down everything you need to know about VA home loans and bad credit.

Learn about:

Minimum credit score requirements
Lender overlays and extending circumstances
Approving for a VA home loan with a credit score below 580
Requirements for the big mortgage lenders
Don't let bad credit hold you back from owning your dream home. Watch now to see if you qualify for a VA home loan!

0:01 - Introduction for veterans with credit struggles
0:18 - Minimum credit score for a VA home loan
0:26 - Explanation of lender overlays
0:45 - Manual underwriting and its benefits
1:10 - Explanation of extending circumstances
1:52 - VA's rules about credit issues
2:14 - Question about getting approved with a low credit score
2:43 - Reasons for being declined despite a credit score over 580
3:11 - Minimum credit score for big mortgage lenders
3:39 - Best lender for low credit scores
4:19 - Open collections and their impact
4:43 - Charge-offs and their implications
5:10 - Bankruptcy considerations
5:38 - Foreclosure waiting periods
5:53 - Paying off collections and being declined
6:30 - Explanation of payment shock
7:03 - Impact of an ex-spouse's late payment
8:00 - Impact of putting a lot of money down
8:32 - Co-signers and their effects on approval
9:13 - VA loans vs. FHA loans
9:39 - VA loans vs. conventional loans
10:02 - Getting approved with no credit
10:10 - Defaulted student loans

Be sure to check out my playlist on VA home loans and bad credit.
   • Getting A VA Loan With Bad Credit  

Contact and Licensing Info
937-572-3713
[email protected]
https://www.scarpero.com

NMLS #1674385

#valoans, #vahomeloan, #badcredit, #mortgage