How to Lower your Part D Deductible

Should you spend more money on an enhanced Part D drug plan than a Basic Part D plan? While many people think that enhanced plans offer better coverage, you may want to be your own judge of that. In this video, we’ll give you a quick overview of the difference between Basic Part D plans and Enhanced Part D plans.

Start (00:00)
Federal guidelines for Part D plans (0:34)
Basic vs Enhanced Part D plans (0:47)
Enhanced Plan benefit #1- low deductible (1:42)
Enhanced Plan benefit #2- increase in initial coverage limit (2:05)
Enhanced Plan benefit #3- better coverage in donut hole (2:30)
Enhanced Plan benefit #4- coverage for excluded drugs (3:01)
Enhanced Plan benefit #5 - reduced cost-sharing (3:32)
Cons to an Enhanced Plan (3:50)

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Watch next: "What Does Medicare Part A Cover?"
   • What Does Medicare Part A Cover?  
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