Скачать или смотреть How To Invest In Gold | How To Invest In Silver⚡Silver Investment Gold Investment

How To Invest In Gold | How To Invest In Silver | Silver Investment Gold Investment

Disclaimer: This video is intended solely for educational and informational purposes and does not constitute financial, investment, tax, or legal advice. The views expressed are personal opinions based on publicly available information and market trends as of 2025. Investing in gold involves risks, including price volatility and economic uncertainty. Always do your own research and consult a certified financial advisor before making any investment decisions. The creator is not responsible for any financial losses incurred.


------------------------------------------------------------
About This Video :

Is Gold still the best hedge against inflation? In this video we will break down how to invest in gold to maximize our returns. Whether you are a beginner looking to buy your first gram or an experienced investor comparing Sovereign Gold Bonds (SGB) vs. Physical Gold, this guide covers everything you need to know about building a golden portfolio.

1) Physical Gold: Pros and cons of buying jewelry, coins, and bars.
Sovereign Gold Bonds (SGB): Why this RBI-backed scheme is a favorite for tax-free returns.
Digital Gold: How to buy gold for as low as ₹10 on apps like PhonePe, Paytm, or Google Pay.
Gold ETFs & Mutual Funds: How to trade gold on the stock market without storage worries.
Taxation on Gold: Understanding Long Term Capital Gains (LTCG) and Short Term Capital Gains (STCG) on gold.

Why You Should Add Gold to Your Portfolio
"Gold has historically been considered a safe haven asset and a powerful hedge against inflation. Unlike paper currency, which can lose value over time due to economic fluctuations, gold often appreciates when the stock market is volatile. Financial experts recommend allocating 5% to 10% of your investment portfolio to gold for diversification. By investing in gold, you aren't just buying a metal; you are securing your wealth against geopolitical instability and market crashes

2. The Hidden Costs of Physical Gold (Jewelry & Coins)
"While buying physical gold like jewelry or coins is a tradition in many households, it comes with hidden costs that eat into your returns. When you buy jewelry, you pay heavy making charges (often 10-20%) and GST, which you cannot recover when selling. Additionally, storing physical gold requires bank lockers, adding an annual storage cost. For pure investment purposes, physical gold often yields lower net returns compared to paper gold options like Sovereign Gold Bonds or ETFs due to these overhead expenses."


3. Sovereign Gold Bonds (SGB): The Tax-Free Winner
"For long-term investors, the Sovereign Gold Bond (SGB) scheme by the RBI is arguably the best way to invest in gold. Not only does it track the market price of gold, but it also offers an additional 2.5% annual interest payout. The biggest advantage, however, is the tax benefit: if held until maturity (8 years), the capital gains are completely tax-free. This makes SGBs far superior to physical gold or digital gold for investors looking to maximize their post-tax returns.

4. Digital Gold vs. Gold ETFs: What’s the Difference?
"If you want high liquidity and the ability to buy and sell instantly during market hours, Gold ETFs (Exchange Traded Funds) and Gold Mutual Funds are excellent choices. These are held in your Demat account and track the price of pure 24K gold with very low expense ratios. On the other hand, Digital Gold offered by payment apps allows you to buy fractional gold for as little as ₹1. However, be aware that Digital Gold often has a higher 'spread' (difference between buying and selling price) and currently lacks the strict regulatory oversight that SEBI provides for ETFs."

5. Summary of Tax Implications
"Understanding gold taxation is critical for calculating your real profits. Physical gold and Gold ETFs/Mutual Funds are subject to capital gains tax. If sold within three years (varies by region/law), profits are added to your income and taxed as per your slab (STCG). If held longer, they attract Long Term Capital Gains (LTCG) tax with indexation benefits. In contrast, Sovereign Gold Bonds offer a unique exemption from capital gains tax on redemption, making them highly tax-efficient for High Net-Worth Individuals (HNIs).

LET'S CONNECT
🌈 INSTAGRAM ►   / nrisathi  
📧 MAIL ► [email protected]

⚠️ DISCLAIMER: THE CONTENT SHARED IN THIS VIDEO IS FOR EDUCATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSIDERED INVESTMENT ADVICE OR CREDIT CARD ADVICE. I AM NOT A SEBI-REGISTERED INVESTMENT ADVISOR OR FINANCIAL EXPERT. ANY DECISIONS REGARDING INVESTMENTS, CREDIT CARD APPLICATIONS, OR FINANCIAL PLANNING SHOULD BE BASED ON YOUR OWN RESEARCH AND CONSULTATION WITH A QUALIFIED PROFESSIONAL. PLEASE EXERCISE CAUTION AND MAKE INFORMED DECISIONS WHEN DEALING WITH PERSONAL FINANCE, CREDIT CARDS, OR INVESTMENT STRATEGIES.