Скачать или смотреть Self Employed Investor loan | Debt Service Coverage Investor loan | 40 year fixed loan

Self Employed Investor loan | Debt Service Coverage Investor loan | 40 year fixed loan

Are you self-employed and want to buy a home? Would you like to have an alternative to the traditional full documentation loan? Have you been told you can't get a mortgage loan due to your self-employment? Is your net income less than your gross income because of write-offs and various deduction? Has this prevented you from qualifying for the home that you want? Now you may be able to get a loan that matches the home you wish to purchase! The programs discussed in these videos are subject to change at any time so things might be different when you speak to the lender. All loans require an acceptable credit score and a down payment. Would you like to be able to qualify based on up to 90% of your gross income? Would you like to qualify based on your bank statements and the deposits over a 12-month period of time? Are you an investor who would like to buy more rentals but are constrained by the debt you are carrying instead of having a lender look at what the property can carry by itself based on cash flow? Are you asset-rich but light on income and know that you could spend your asset to cover the payment? Would you like to have your certified profit and loss be used as the primary consideration of income for qualifying for a loan? If the answer is yes, watch the series of videos. All loans in these videos have guidelines that you have to meet and are not available in all states. This is not an offer to lend and any information discussed is for informational purposes only. You need to speak directly with the lender and review your circumstances. I am a real estate broker associate in Minnesota with RE/MAX Results. For the past 36 years, I have helped individuals and families with their real estate needs-buying a home, selling a home, or invest in real estate. I've closed over 1K properties. I want to help YOU find the right home or investment property in Minnesota. I look for solutions and win-win opportunities- that's why I did these videos. The loans discussed might allow you to buy the home you want. I want to help you as your real estate agent. These loans are truly unique in the marketplace and that's why I wanted to make you aware of them. Self-employed people or people with unusual circumstances are often told NO or have a very difficult time getting a loan. These mortgage loan programs fill a need and are an alternative to a full documentation loan. As a self-employed entrepreneur myself, I understand your loan-qualifying angst. Often, getting a loan involves pages of documentation, letters of explanation, and more documentation-especially for self-employed borrowers. Besides a lot of frustration with the process, in the end, you are often told you qualify for less than you know you can afford. Does any of this sound familiar? Would you like to explore an alternative? I can make the connection to Danny and his team at Kind Lending. See what's possible and if you qualify. The consultation with the lender is free. Also, if you need a real estate agent outside of Minnesota and want a referral to someone experienced, let me know and I can help. These unique non-QM loans are ideal for many people who prefer not to use a traditional loan program for any number of reasons. Are you self-employed or an investor? Check out the 5 videos highlighting different options- qualify based on 1099 income, qualify based on assets, qualify based on your profit and loss, qualify based on bank statements, and qualify based on debt service coverage ratio (dscr) for investment properties.
I can be reached at:
RE/MAX Results
John Mazzara-Broker Associate CRP
7700 France Ave S #230
Edina, MN 55435 612-386-7027 http://www.MinneapolisStPaulHomes.com

Danny Flucke with Kind Lending can be reached at:

Danny Flucke
Producing Sales Manager - National Non-QM | NMLS #331548
Direct: (714) 844-7899
[email protected]
Licensed In: CA, CO, DE, FL, GA, TX
4 Hutton Centre Drive, Suite 1000
Santa Ana, CA 92707
KindLending.com | Branch NMLS #3925

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