Скачать или смотреть Earn More FIXED RETURNS than FD with Corporate Bonds

You can earn FIXED returns from this investment! 💰

What is it?
Corporate bonds are instruments with which you LEND money to corporations for their operations.
These instruments pay a fixed interest rate (sometimes floating too) and repay 100% of the principal amount at the end of the period.

How to invest?
In India multiple platforms like IndiaBonds and Wint allow you to invest in Corporate bonds as they are SEBI Registered debt brokers.

How to research?
Ideally, the bond’s yield to maturity will tell you the effective interest rate you would earn provided you hold that bond till it matures. Select the maturity of the bond depending on your investment horizon. I.e if you plan on investing long term, look for bonds with more than 5 years left for maturity.
Additionally, bonds with higher credit ratings are less risky (I.e AAA rated bonds are less risky than BBB rated ones)

What about the taxes?
The interest paid by bonds is taxed as per your income tax slab. If you buy a bond and sell it at a higher price, you would pay capital gains tax on the profits. (If held for less than 36 months you pay tax as per your slab and 20% if held for more than 36 months)

Now due to SEBI’s recent rule change, corporate bonds have become a lot more accessible to retail investors!

Anyway, be sure to do your own research before investing and follow for more!