Скачать или смотреть Monarch vs. YNAB vs. Rocket Money: Which is Actually Worth It?

Are you overwhelmed by the number of budgeting apps on the market? In 2026, finding the right tool to manage your money is harder than ever. From YNAB to Monarch and Rocket Money, we break down the top financial tools to help you stop living paycheck to paycheck.

In this video, I don’t just list apps; I match them to your specific "money personality." Whether you need a "set it and forget it" tracker, a strict zero-based budget to crush debt, or a shared tool for couples, there is a perfect app for you. Plus, we dive into the behavioral science behind why paying for a budgeting tool might actually save you more money in the long run.

👇 Which budgeting app fits your style? Let me know in the comments!

📱 APPS MENTIONED:

Monarch Money: Best for tracking Net Worth & Mint Refugees

Rocket Money: Best for canceling subscriptions & bill negotiation

YNAB (You Need A Budget): Best for zero-based budgeting & debt payoff

EveryDollar: Best for Dave Ramsey fans

Honeydue: Best for couples & shared finances

Quicken Simplifi: Great all-around household planner

Pennies / Goodbudget: Best for manual entry & privacy

⏳ CHAPTERS:
0:00 - The Paradox of Paying to Save
0:55 - Best "Set It & Forget It" Apps (Monarch vs. Rocket Money)
2:15 - Best Zero-Based Budgeting Apps (YNAB vs. EveryDollar)
3:45 - Best Budgeting Apps for Couples (Honeydue & Simplifi)
4:50 - Best Apps for Privacy & Manual Entry
5:45 - The Science: Do Budgeting Apps Actually Work?
6:30 - Summary: How to Choose the Right App

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#BudgetingApps #PersonalFinance #YNAB #MonarchMoney #RocketMoney #SaveMoney #FinancialFreedom #2026