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How Much Home Can You ACTUALLY Afford? (Avoid Being House Poor)
Just because a bank approves you for a certain amount… doesn’t mean you should spend it.

In this video, we break down how much home you can actually afford — without becoming house poor or financially stressed.

You’ll learn:

• Why mortgage approval is not true affordability
• The hidden costs of homeownership most buyers ignore
• The truth about the 28/36 rule
• How people become house poor
• A practical method to calculate real affordability
• Why your down payment matters more than you think
• How to plan for future life changes
• The long-term cost of owning a home
@nickinvestsUS

A home should create stability and freedom — not pressure and regret.

Before signing a mortgage, make sure the numbers work for your real life, not just the bank’s formula.

If this helped you, like the video, subscribe for smarter personal finance insights, and share it with someone planning to buy a home soon.

⚠️ Disclaimer

This video is for educational and informational purposes only and should not be considered financial, legal, mortgage, or tax advice. Individual financial situations vary. Always consult with a qualified financial advisor or mortgage professional before making major financial decisions.

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#HouseAffordability
#personalfinance
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#realestate
#firsttimehomebuyer
#moneymanagement
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