Required Minimum Distributions (RMDs)

Investors 73 and older must take required minimum distributions (RMDs) from tax-deferred retirement accounts. Learn how Schwab can help you meet this requirement.

Note: Due to the SECURE Act passed by Congress in 2019, if you were born on or before June 30, 1949, you had to take an RMD earlier at age 70 and a half. If you were born after June 30, 1949 and turned 72 before January 1, 2023, then you must begin RMD's at age 72 and cannot wait until age 73.

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