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If you're looking for a smart investment strategy, you may want to consider Fixed Deposit (FD) Laddering. This is a simple yet effective investment technique that allows you to balance risk and return by investing in a variety of fixed deposit accounts with different maturity dates.

The basic idea behind FD Laddering is to invest your money in multiple fixed deposit accounts with staggered maturity dates. This strategy helps you to minimize your risk exposure and maximize your returns. Instead of investing all of your money in a single fixed deposit, you can distribute it across several accounts with varying maturity periods, such as 1, 2, 3, or 5 years.

By doing this, you can take advantage of the higher interest rates that come with longer maturity periods, while also having access to some of your funds at shorter intervals in case of emergencies. This means that you can earn a steady stream of interest income without putting all of your eggs in one basket.

In addition, FD Laddering is a flexible strategy that can be tailored to your specific needs and goals. You can adjust the amount and duration of each deposit to suit your financial situation and investment objectives.

Overall, FD Laddering is a great way to balance risk and return, while earning a steady stream of income from your investments. If you're looking for a simple yet effective investment strategy, give FD Laddering a try!

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