Скачать или смотреть Zero Cost Term Insurance Policy

Indians don’t want to pay for something which protects them when shit hits the fan. That’s why insurance is so under-penetrated in India.

To address this, insurance companies have launched something called ✨Zero cost term insurance✨

This is a new policy which returns all your money back even if you don’t die. The main catch is that you have to purchase a 35-year policy. Usually term insurance is required until you’re 60.

For example, in my case, I’m 27. If I purchase a policy which ends at 60, that’s 33 years from now. I will not be eligible for zero-cost. Hence I need to extend the policy term by another 2 years to be eligible for Zero-cost. The premium cost will increase by 10% but the opportunity cost of that increased premium cannot beat getting all the money back.

➡️ To get access to this tool which helps comparing insurance policies then you need to subscribe to the One Percent Finance Club (Link in bio)

If you haven’t purchased a term insurance before then you can consider this. But if you’re someone who feels like you will achieve financial independence in less than 30 years then you don’t need this because zero cost term insurance allows you to get all the money back only after crossing 30 years or 60 age whichever is earlier.
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