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In this short episode, I walk you through exactly what happens when a scheduled transaction shows up in your account inside YNAB (You Need A Budget) — and how to handle it the right way.

If you’ve ever seen that little dot next to an account and wondered what it meant, this video clears it up.

What you’ll learn in this video:

✔️ How to recognize when a scheduled transaction is ready
✔️ What the bold transaction and info (ℹ️) icon mean
✔️ How to approve, reject, or reschedule a transaction
✔️ What happens if your paycheck arrives early — or late
✔️ Why money disappears from “Ready to Assign” if the transaction isn’t approved
✔️ How to assign newly approved money using Underfunded or Manual Assign

I also show how scheduled transactions work the same way for checking accounts and credit cards, so there’s no confusion no matter where the transaction lands.

This is a simple but important YNAB habit that keeps your budget accurate and stress-free.

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Have a great week, and I’ll catch you in the next one!

#YNABTips #BudgetingBasics #PersonalFinance