Скачать или смотреть Decode Financial Freedom: Mastering Credit with CIBIL | Ayush Shukla | RESTLESS

In this latest RESTLESS episode, we sit down with Bhushan Padkil who is the SVP & Head of DTC Business at TransUnion CIBIL. We dive deep into the world of credit scores, financial health, and how understanding your CIBIL Score & CIBIL MSME Rank can unlock new opportunities for both individuals and businesses.

Whether you’re a MSME owner, an aspiring entrepreneur or simply someone looking to improve your financial standing, this episode has everything you need.

Discover the importance of a CIBIL Score and how it affects your ability to secure loans, credit cards, and financial credibility. How MSMEs can leverage the CIBIL MSME Rank (CMR) and Company Credit Report (CCR) for growth. Learn actionable tips on how to improve your CIBIL Score as an individual and as a business. We also break down the critical role of a credit report in maintaining a successful business and how to keep a regular check on your financial health.

We discussed:

00:00 - Intro
00:28 - What's an ideal credit score?
01:02 - MSMEs explained
01:49 - MSMEs & India’s economy
03:23 - CIBIL Score vs Rank
06:00 - How businesses get loans
10:34 - CIBIL Report myths
11:20 - Loan challenges for businesses
13:58 - Checking your CIBIL report
15:44 - Key points in a report
17:33 - How often to check your report
18:38 - Why a good credit score matters
20:08 - SCAM alert!
21:30 - Why MSMEs fail
25:45 - Credit-building tips for GenZ
29:24 - Outro

And here’s something even better!

TransUnion CIBIL has an exclusive offer just for you – enjoy a flat 20% discount on all CMR subscription plans.

Here’s how you can avail it:
1. Visit: https://www.cibil.com/cibilrank1m?utm...

2. Choose a plan that suits your needs.
3. Use the code RANK20OFF at checkout.

Offer valid till 30th June, 2025!

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About RESTLESS
There are millions of people who want to build something of their own but are helpless and don’t know where to start. This is why we decided to document the journey of the globe's top 1%, through RESTLESS. On RESTLESS, Ayush Shukla will host the globe’s greatest success stories and document their secrets to success so that YOU don’t ever have to feel helpless.

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About Ayush Shukla
Ayush Shukla is the founder of Finnet Media, an influencer marketing and talent management agency that manages most of the country's top influencers and is an entrepreneur at heart. He has worked with 250+ creators and 100+ brands including Amazon, CRED, StockGro, IND Money, Slice, etc. Besides this, Ayush is also an Angel investor interested in sectors like FMCG, Fintech, Creator economy etc.

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