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Is A Functional Capacity Evaluation An Attempt To Cut My Benefits? – Lawyer John V. Tucker explains

Has your insurance company sent you a functional capacity evaluation? You are probably right if you think this may be an attempt to cut off your benefits.

In most cases, if you receive a functional capacity evaluation, the adjuster is trying to cut off your benefits. These evaluations by the insurance company’s doctors almost always say that you can work, and this will effectively cut off your benefits.

The Functional Capacity Evaluation, or FCE, is a four-hour test that is conducted by a physical therapist, and it is designed to show how much you can engage in work and work-related activities. It is a good indicator, but you need a credible vendor. The problem is that insurance companies use the same vendors over and over, so chances are that you'll be seen by a therapist who has worked with the insurance company many times before, and this means that your evaluation won't be fair.

Let's consider the case of a former client of mine. Michelle sustained significant limitations from a back injury. She couldn't sit, stand, bend over, or lift very much, which prevented her from working. The insurance company sent her for an FCE with their vendor, and we responded by scheduling our own FCE the next day with a fair vendor that works for both insurance companies and attorneys alike. Their vendor said she could do work that was sedentary, and also that she was faking to make money. In contrast, the FCE with our vendor showed her significant limitations, and this confirmed what her doctors had been saying all along. Watch the video to learn more.

If you have questions about what to do when your insurance company wants you to get a functional capacity evaluation or FCE, I want you to call me at (855) 757-0707. I welcome your call. Visit our firm's educational website at https://www.tuckerdisability.com, where you can view more videos and media content from our law firm.