Скачать или смотреть The $1.4 Trillion Pension Crisis Coming for 38 Million Workers (Starts 2026)

On September 1st, 2023, the Pension Benefit Guaranty Corporation released its annual report.

Page 47. One paragraph that 38 million workers didn't notice.

State and local pension funds are now $1.4 trillion underfunded.

Not total assets. The shortfall. The gap between what they promised to pay retirees and what they actually have.

But here's what nobody's telling you: The first wave of benefit cuts hits in 2026. Not might hit. Will hit.

Illinois, New Jersey, Connecticut, Kentucky, Hawaii—these states have already passed the insolvency trigger points. The math is undeniable. The timeline is set. And 38 million workers who paid into these systems for decades are about to watch their retirement disappear.

This video explains why your "guaranteed" pension isn't guaranteed—and why constitutional protections won't save you.

For over 40 years, every major pension crisis has followed the same four-stage pattern. Different decades. Different states. Same stages. Same broken promises.

Private sector pensions in the 1980s. Central States Teamsters in 2015. Detroit in 2013. State pensions today.

All followed the same path. And on September 1st, 2023, we entered Stage Three.

In this documentary-style analysis, we break down the four-stage pension collapse model and show—using history, court rulings, and actuarial data—exactly where we are today and what comes next.

In this video, you'll learn:

The four-stage cycle that has destroyed every pension system in modern history
Why 1,043 banks failed in the S&L pension crisis costing taxpayers $132 billion
How 400,000 Central States Teamsters faced 50% benefit cuts in 2015
Why Detroit cut pensions despite Michigan's constitutional protection clause
What "42% funded" really means for Illinois's 1.2 million public workers
How Illinois skipped $22 billion in required pension contributions since 2000
Why New Jersey, Connecticut, and Kentucky are on the same path
What happened when bankruptcy courts ruled federal law overrides state constitutions
How the Multiemployer Pension Reform Act of 2014 legalized benefit cuts
Why 2026 is the year the first major fiscal emergency will be declared
What to do if your state's funded ratio is below 60% (you're at high risk)

This is not a prediction. This is pattern recognition.

Pension promises don't break suddenly. They break predictably—and then all at once.

The September 2023 report wasn't a warning. It was confirmation.

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⚠️ IMPORTANT DISCLAIMER

This content is provided strictly for educational and informational purposes only. Nothing in this video or description constitutes financial advice, investment advice, legal advice, tax advice, or a recommendation to buy, sell, or hold any asset, security, currency, or investment vehicle.

All financial and investment decisions involve risk, including the potential loss of capital. You are solely responsible for your financial decisions.

Always conduct your own independent research and consult with a licensed financial advisor, investment professional, or legal expert before making any financial or investment decisions.

Historical patterns, pension analysis, and fiscal projections do not guarantee future outcomes.