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Care Supreme Health Insurance Review | Care Health Insurance Review | All You Must Know. Book your free consultation with an Expert : https://www.policyhub.co.in

In this we'll explore Care Supreme Health Insurance deeply, its coverage, benefits, optional riders, and unique features that make it one of the most powerful plan in India for 2025.

Care Supreme Health Insurance is a flagship product by Care Health Insurance, designed to provide complete medical protection for individuals as well as families. With over 9600+ network hospitals and a strong claim settlement ratio of 92.77%, Care Health Insurance ensures that customers get access to the best healthcare services without financial stress. The eligibility criteria are flexible — adult entry starts from 18 years with no maximum age limit, while dependent children from 90 days to 24 years can be covered under a floater plan. Sum insured options range from ₹5 lakh to ₹1 crore, and the policy tenure is available up to 3 years.

When it comes to coverage, the Care Supreme Health Insurance truly lives up to its name. It covers inpatient hospitalization, room rent, ICU charges, organ donor expenses, domiciliary hospitalization, and even AYUSH treatment up to the sum insured. The most attractive feature is the Unlimited Restoration Benefit — if your base sum insured gets exhausted due to a major claim, the policy automatically restores 100% of the sum insured, that too unlimited times.

Another advantage of the Care Supreme Health Insurance is the Multiplier Benefit. For every claim-free year, you receive a 50% increase in your sum insured, which can go up to 100%. The bonus remains intact and does not reduce even after you make a claim. Additionally, the plan covers 60 days pre-hospitalization and 180 days post-hospitalization expenses, ensuring complete financial protection. Care Health Insurance has also included modern medical treatments like robotic surgeries and advanced technology procedures under this plan. Plus, policyholders can enjoy unlimited e-consultations with general physicians.

What makes this plan stand out even more are the Care Supreme Add-ons. These optional riders allow you to customize and enhance your coverage. The Cumulative Bonus Super add-on gives you a massive 100% sum insured bonus every claim-free year, up to a maximum of 500%. The Be-Fit Benefit provides unlimited visits to fitness centers for insured members above 12 years, promoting a healthy lifestyle. With the Claim Shield Add-on, even non-payable items like gloves, bandages, and syringes are covered.

The Care OPD Add-on covers 4 general physician consultations and 4 specialist consultations, making outpatient care affordable. And the most unique is the Instant Cover Add-on, which provides coverage for pre-existing diseases like diabetes, hypertension, asthma, and hyperlipidemia after just 30 days of policy purchase. You even have the flexibility to reduce the waiting period for pre-existing diseases from 3 years to 2 years or even 1 year.

Apart from these benefits, the Care Supreme Health Insurance also provides up to 30% renewal premium discount under its wellness program, lifelong renewability, air ambulance cover (optional), and annual health check-up coverage on a cashless basis. With no pre-policy medical check-up required for any age, this plan becomes a perfect choice for senior citizens, families, and young individuals alike.

In short, the Care Supreme Plan is not just another health policy — it’s a comprehensive solution that combines high coverage, modern treatments, unlimited restoration, attractive wellness rewards, and powerful Care Supreme Add-ons.

00:00 - Introduction of Care Health Insurance
00:53 - About Care Health Insurance
01:00 - Eligibility Criteria of Care Supreme Health Insurance
01:22 - Care Supreme Health Insurance Basic Features Explained
02:00 - Multiplier Benefit of Care Supreme Health Insurance Explained
02:20 - Care Supreme Health Insurance Riders Explained
03:25 - Overall Review on Care Supreme Health Insurance

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