10 Things I wish I knew about Private Health Insurance I Overseas students & TR holders I Australia

Hi guys,

I am a permanent resident in Australia. However, I have been through both, overseas student life and temporary residency here. And throughout my whole 3 years, I never felt the need to enquire about my private health insurance policy. Until one day, my husband needed a major surgery.

This video focuses on 10 important things to know about private health insurance in Australia. It is not only beneficial for international students & temporary residency holders, but also for anyone with a private cover in general.

Hence, I am sharing the information I gained while I was dealing with many issues that I had with my private health insurance. Trust me, after watching this video, you will never be fooled by any one of them, because, you will know the exact questions to ask. And please, ask questions and research, don't just accept what they say.

CONTENT

1. OSHC & OVHC: 00:52
2. Coverage: 02:58
3. Excess: 04:04
4. Waiting period: 04:37
5. Pre-existing illness: 06:08
6. Ambulance cover: 06:28
7. Extras cover: 07:08
8. Out of pocket cost: 07:49
9. Informed financial consent: 10:36
10. Commonwealth Ombudsman: 11:18

*Bonus tip: 12:36

Thank you for watching!
Please like, comment, share and subscribe!!

Love,
Kavita :)

Important links & helpline:

PrivateHealth.gov.au website: https://www.privatehealth.gov.au/heal...

Commonwealth Ombudsman website: https://www.ombudsman.gov.au/what-we-...
Commonwealth Ombudsman Helpline: 1300 362 072

Logo credits:

Bupa: https://www.bupa.com.au/health-insura...

Allianz: https://www.austbrokers.com.au/wp-con...

Nib: https://eppinghighdental.com.au/nib-l...

Medibank: https://www.chirofix.com.au/our-team/...

#OSHC#OVHC#InternationalstudentsandTRholdersinAustralia