Скачать или смотреть Loans in 30s, Regrets in 40s: Anshul Gupta’s Warning to Young Indians.

Wint Wealth co-founder Anshul Gupta, speaking on the Think School podcast, highlighted how financial mistakes in one’s 30s often lead to painful consequences in the 40s and 50s. He pointed out that for most Indians, the biggest liability today is loans, especially housing loans. In Tier-1 cities, a decent flat often requires a ₹1 crore loan, which, at 8% interest over 30 years, translates to an EMI of about ₹75,000, nearly 40% of a household’s income. Add family expenses, insurance, food, and help costs, and disposable income shrinks drastically.

Gupta cautioned that unless individuals begin serious financial planning in their 30s, through investments in equities, bonds, and gold, they risk struggling later in life. He also warned against the traditional mindset of relying on children for future support, stressing the need for self-sufficient retirement planning. “If you don’t plan in your 30s, your 40s will be too late,” he said.

Source - ‪@ThinkSchool_Hindi‬
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𝘋𝘪𝘴𝘤𝘭𝘢𝘪𝘮𝘦𝘳:
𝘛𝘩𝘦 𝘳𝘦𝘱𝘳𝘰𝘥𝘶𝘤𝘦𝘥 𝘷𝘪𝘥𝘦𝘰 𝘰𝘳 𝘱𝘩𝘰𝘵𝘰 𝘤𝘰𝘯𝘵𝘦𝘯𝘵 𝘪𝘴 𝘶𝘴𝘦𝘥 𝘶𝘯𝘥𝘦𝘳 𝘵𝘩𝘦 𝘧𝘢𝘪𝘳 𝘥𝘦𝘢𝘭𝘪𝘯𝘨 𝘱𝘳𝘰𝘷𝘪𝘴𝘪𝘰𝘯𝘴 𝘰𝘧 𝘚𝘦𝘤𝘵𝘪𝘰𝘯 52(1)(B) 𝘰𝘧 𝘵𝘩𝘦 𝘐𝘯𝘥𝘪𝘢𝘯 𝘊𝘰𝘱𝘺𝘳𝘪𝘨𝘩𝘵 𝘈𝘤𝘵, 1957, 𝘸𝘩𝘪𝘤𝘩 𝘱𝘦𝘳𝘮𝘪𝘵𝘴 𝘵𝘩𝘦 𝘶𝘴𝘦 𝘰𝘧 𝘤𝘰𝘱𝘺𝘳𝘪𝘨𝘩𝘵𝘦𝘥 𝘮𝘢𝘵𝘦𝘳𝘪𝘢𝘭 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘱𝘶𝘳𝘱𝘰𝘴𝘦 𝘰𝘧 𝘳𝘦𝘱𝘰𝘳𝘵𝘪𝘯𝘨 𝘤𝘶𝘳𝘳𝘦𝘯𝘵 𝘦𝘷𝘦𝘯𝘵𝘴, 𝘵𝘦𝘢𝘤𝘩𝘪𝘯𝘨, 𝘳𝘦𝘴𝘦𝘢𝘳𝘤𝘩 𝘢𝘯𝘥 𝘯𝘦𝘸𝘴. 𝘖𝘶𝘳 𝘴𝘰𝘭𝘦 𝘰𝘣𝘫𝘦𝘤𝘵𝘪𝘷𝘦 𝘪𝘴 𝘵𝘰 𝘪𝘯𝘧𝘰𝘳𝘮 𝘵𝘩𝘦 𝘱𝘶𝘣𝘭𝘪𝘤, 𝘯𝘰𝘵 𝘵𝘰 𝘦𝘹𝘱𝘭𝘰𝘪𝘵 𝘵𝘩𝘦 𝘤𝘳𝘦𝘢𝘵𝘰𝘳’𝘴 𝘪𝘥𝘦𝘯𝘵𝘪𝘵𝘺 𝘰𝘳 𝘤𝘰𝘯𝘵𝘦𝘯𝘵. 𝘞𝘦 𝘥𝘰 𝘯𝘰𝘵 𝘤𝘭𝘢𝘪𝘮 𝘰𝘸𝘯𝘦𝘳𝘴𝘩𝘪𝘱 𝘰𝘧 𝘵𝘩𝘦 𝘮𝘢𝘵𝘦𝘳𝘪𝘢𝘭, 𝘧𝘶𝘭𝘭 𝘤𝘳𝘦𝘥𝘪𝘵 𝘪𝘴 𝘢𝘵𝘵𝘳𝘪𝘣𝘶𝘵𝘦𝘥 𝘵𝘰 𝘵𝘩𝘦 𝘰𝘳𝘪𝘨𝘪𝘯𝘢𝘭 𝘤𝘳𝘦𝘢𝘵𝘰𝘳 𝘰𝘳 𝘢𝘳𝘵𝘪𝘴𝘵.

𝘚𝘩𝘰𝘶𝘭𝘥 𝘺𝘰𝘶 𝘴𝘵𝘪𝘭𝘭 𝘸𝘪𝘴𝘩 𝘵𝘰 𝘳𝘦𝘲𝘶𝘦𝘴𝘵 𝘵𝘩𝘦 𝘳𝘦𝘮𝘰𝘷𝘢𝘭 𝘰𝘧 𝘵𝘩𝘦 𝘤𝘰𝘯𝘵𝘦𝘯𝘵, 𝘸𝘦'𝘥 𝘣𝘦 𝘩𝘢𝘱𝘱𝘺 𝘵𝘰 𝘢𝘴𝘴𝘪𝘴𝘵 𝘺𝘰𝘶 𝘢𝘵 𝘵𝘩𝘦𝘣𝘳𝘪𝘦𝘧𝘪𝘯𝘥𝘪𝘢𝘯𝘦𝘵𝘸𝘰𝘳𝘬@𝘨𝘮𝘢𝘪𝘭.𝘤𝘰𝘮.