Скачать или смотреть 5 Ways Banks Make Money From You

#GruInvests #Personalfinance #finance

5 ways banks make money from you

Banks aren’t “evil” — they’re businesses. And your everyday money habits (saving, spending, swiping, borrowing) can quietly generate profit for your bank.

In this video, I break down 5 ways banks make money from you — in plain English — and show you simple, practical steps to keep more of your cash.

✅ What you’ll learn:

The Spread (Net Interest Margin): why banks love your idle cash

Fees: overdrafts, maintenance fees, ATM fees, and how to “fee-proof” your accounts

Interchange: how banks earn money every time you swipe your card (even if you pay on time)

Interest on Debt: why credit card interest is so expensive and how to escape the minimum payment trap

Cross-Selling: premium accounts and add-ons banks push — and how to spot bad deals fast

By the end, you’ll have a simple “bank like a pro” checklist:

how to structure checking vs savings

what alerts to turn on

how to use rewards without debt

how to avoid hidden costs and unnecessary add-ons

⚠️ Disclaimer: This content is for education only and is not financial advice. Fees, rates, and rules vary by bank and country.

#PersonalFinance #Banking #MoneyTips #FinancialLiteracy #MoneyManagement #CreditCards #AvoidFees #DebtFree #InvestingBasics #FinancialEducation