Final Salary Pensions - How to Choose the Right Income Option

Final Salary and other Defined Benefit pension schemes often have lots of confusing options, and chosing your benefits can be a minefield. In this video I explain all the jargon and how you can compare the options available to you to make the best choices.


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⏰ TIMESTAMPS ⏰

0:00 Start
0:48 What is Defined Benefit?
1:39 Guaranteed Minimum Pension Explained
4:10 Section 9(2B), Reference Scheme Test, Post 97 COSR Explained
5:17 Excess Benefits and Other Income Figures Explained
7:00 Lump Sum Options Explained
8:22 How to Choose Between Your Final Salary Pension Options



*** DISCLAIMER ***
The content in this video is provided for information and entertainment purposes. It should not be construed as direct or indirect financial advice. You must thoroughly research any potential financial or investment decision and fully understand the risks before taking it. If in doubt, you should seek individual advice from a professional adviser.


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