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SBA EIDL Covid Relief Loan Application Deadlines Approaching - December 31st, 2021
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Small businesses looking for financing to help with the impact of the pandemic should have their eyes on these SBA Covid-relief loans and application deadlines:

Covid-19 Economic Injury Disaster Loan (EIDL). The deadline for applications is Dec. 31. The SBA is unable to accept new applications after the deadline but will continue to process applications after the deadline, including reconsiderations.
Targeted EIDL Advance. The SBA will accept applications until Dec. 31. It will continue to process applications after the deadline, including reconsiderations, but won’t accept new applications after the deadline.
Supplemental Targeted Advance. Applications will not be accepted or processed after Dec. 31, including reconsiderations.
These loans will not be available in 2022 unless Congress passes new legislation that offers another round of Covid-relief funding.

Related: Best Small Business Loans

Covid-19 Economic Injury Disaster Loan
Businesses applying for a Covid-19 EIDL may be eligible to receive up to a $15,000 advance that does not need to be repaid, in addition to receiving up to $2 million through the Covid EIDL. The $15,000 advances are only available to businesses that first apply for a Covid EIDL. Interestingly, you don’t need to accept the EIDL or be approved to receive the advance.

After you submit your application, you’ll receive an email invite from the SBA to apply for one of the advance programs as long as your business is located in a low-income area.

Note: Agricultural enterprises are not eligible for the Targeted EIDL Advance.

Bottom Line
Small business Covid-19 relief is still available, but not for long. Businesses seeking financing have until Dec. 31 to submit their applications. Additional assistance is available by contacting the SBA’s Covid-19 EIDL Customer Service Center at 833-853-5638 or by emailing [email protected].


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