Скачать или смотреть Step 1 Before Repairing Your Credit!!!

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Most negative accounts that you need removed are connected and verified via personal identity information: name, address, ssn, phone number, email, etc.

The bureaus use a data matching system called EOSCAR to investigate and verify disputes. The more personal information that matches in this system to the accounts you’re disputing, the easier it will be for the bureaus to verify your accounts and slow up your repair process.

The key is to have less matchable data in the system. So you want to update your personal information because you cannot freeze EOSCAR and you should not be freezing secondary credit bureaus like lexis nexis and the rest.

Update your personal information by calling your creditors and do it over the phone. Your creditors report personal information to the bureaus every month. They are the source of the personal information that is on your credit report. So the fastest way to update your personal info is by contacting your creditors who you have open accounts reporting to the credit bureaus with.