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0:00 – Intro
1:30 – Introduction of Welby Accely & His 22-Year Real Estate Journey
4:07 – First-Generation Haitian Upbringing & Cultural Pressure
7:02 – The Godfather Who Planted the Real Estate Seed
11:20 – Subprime Era & Buying a 4-Unit in Atlanta (First Major Mistake)
16:21 – Negative Cash Flow & Learning the Hard Way
18:05 – Refinancing the Wrong Way & Digging Deeper Into Debt
20:00 – Foreclosure, Suicidal Thoughts & Hitting Rock Bottom
23:18 – Second Comeback Attempt & Getting Played Again
29:27 – The $90,000 Check & Betting on Himself
31:38 – Turning $90K Into an Eight-Figure Portfolio
34:36 – Biggest Mistake New Investors Make (You Make Money on the Buy)
48:40 – Quality vs Quantity: Why Door Count Doesn’t Matter
56:42 – Why Most People Should NOT Do the BRRRR Strategy
1:07:25 – Market Outlook: Crash vs Correction & What’s Coming Next
1:14:03 – “Was It Worth It?” (Powerful Closing Reflection)