Скачать или смотреть Top RRSP Meltdown Strategies to Minimize Taxes

In this episode, we address the crucial topic of effectively drawing down your RRSPs and RRIFs while minimizing taxes. We explain the concept of RRSP meltdown strategy and provide actionable advice on timing withdrawals to take advantage of lower tax brackets.

Learn strategies on pension income splitting, the benefits of charitable contributions, the importance of planning around government benefits, and an emphasis on a personalized approach to RRSP drawdowns to prevent substantial taxes on your estate.
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Here’s what you’re in for:
00:00 Introduction to RRSP Drawdown Strategies
00:27 Understanding RRSP Meltdown Strategy
01:00 Strategic Withdrawals During Lower Tax Years
01:50 Client Case Study: Flexibility in Withdrawals
03:06 Pension Income Splitting Benefits
04:08 Charitable Contributions to Offset Taxes
04:39 Timing Government Benefits for Maximum Advantage
05:34 Estate Planning and RRSPs
06:33 Conclusion and Personalized Planning

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ABOUT JOE CURRY
Joseph Curry, also known as Joe, is the co-host of Your Retirement Planning Simplified, Canada’s fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, he is committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it’s about creating meaningful experiences with loved ones and fostering opportunities for the future.

You can reach out to Joe through:
LinkedIn:   / curryjoe  
Website: https://www.retirementplanningsimplif...
  / retirementplanningsimplified  
Matthews + Associates Website

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ABOUT RETIREMENT PLANNING SIMPLIFIED
Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure.
To know more about RPS you can visit the links below:
LinkedIn:   / retirement-planning-simplified  
Instagram:   / retirement_planning_simplified  
Podcast/Blog: https://www.retirementplanningsimplif...
Retirement Planning Simplified Website
Retirement Planning Simplified Youtube


Disclaimer:
Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.