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The Difference Between Your Statement Date and Due Date

No matter whether it's a loan, credit card, or line of credit; you'll find yourself having a statement date and due for paying back your lender. In this video, Will Roundtree goes into the details of understanding your statement date, due date, grace periods, late payments, APR, and more. This video is crucial for anyone paying back a lender or looking to secure financing.

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Video Timestamp:
00:00​ - What Everyone Is Asking
01:30​ - Business Due Date Credit Hack
04:00​ - How Your Balance Affects You
05:30 - Payment History
06:20 - Closing Date / Due Date
07:40 - Making Minimum Payments / Understanding How Payments Work
08:45 - Understanding The Statement Date
11:00 - Understanding Grace Periods
15:15 - How Late Payments Affect APR
21:02 - How To Avoid Interest

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From homeless to millionaire, Will Roundtree has established himself as a staple in the real-estate investment sector. His expertise has garnered him recognition amongst his peers and those in his community, equally. As the Founder and top-grossing Principal at WE Management, Roundtree has helped over 1500 small to medium sized businesses get access to over 300 million dollars in funding during a two year period.

Roundtree’s road to success has been nothing short of miraculous. In 2005, Roundtree left his hometown of Milwaukee, Wisconsin, with a borrowed 500 dollars and headed towards the town that never sleeps, Las Vegas. Once there, Roundtree found the ruthless realities of living without a financial plan and bad credit. His applications were denied for housing, and this left Roundtree homeless and living out of his car.

With this new dilemma at hand, Roundtree was inspired to diligently educate himself on personal finance and credit. He would walk into libraries and read book after book about credit laws, standard operating procedures, regulations, credit and economics. Eventually, this led Roundtree to become a FICO certified credit consultant. In this role, Roundtree helped thousands of families successfully restore credit, purchase property, own vehicles for the first time without a co-signer, obtain credit cards and secure business credit.

More than a decade later, Roundtree tours the country as a notable financial advisor, author and motivational speaker. Just recently, Roundtree added TedX to his ever-growing resume. Roundtree has led more than 700 workshops and seminars worldwide, consisting of an innovative curriculum he developed, and he is still in development of new advancements regularly.

Additionally, Roundtree is ever-present in his community. With the inception of his non-profit he helped to co-found, Commontree helps serve underprivileged children and families in the greater Las Vegas, Nevada area. But his giving does not stop there, Roundtree lends his time to a mentoring program and is in his first round of a brand new series called 50 Men. This series is dedicated to the men in his community who want to learn and apply that learning into personal finance, starting businesses and creating generational wealth for generations to come. 50 Women will soon follow.

#StatementDate #DueDate