BOC Life【Plan ahead for you, A comprehensive CI coverage】

A comprehensive critical illness insurance will help you plan ahead. "Critical Illness 188 Whole Life Insurance Plan" (the "Plan") provides you with comprehensive coverage for up to 188 types of illnesses, resounding throughout the city! The Plan provides critical illness protection of up to 550% of Sum Insured (1). After the payment of benefits for Cancer, Heart Attack, Stroke or Kidney Failure, 2% of Sum Insured will be automatically paid monthly for 12 months, i.e. total 24% of Sum Insured as Continuous Support Benefit (2).

Plan Overview:
Coverage for up to 188 types of illnesses
Provides Continuous Support Benefit(2)
After the first payment of Major Illness Benefit, an additional 4 claims for subsequent Cancer, Heart Attack, Stroke and Kidney Failure(3)
Coverage for admission to Intensive Care Unit due to accident or unknown disease
Extra Protection of Death Benefit or Extra Protection of Major Illness Benefit(4)
Waiver of Premium Benefit upon death of the Insured’s spouse or parent(5)

The Plan is subject to terms and conditions, please refer to the product brochure for details.
(1) The maximum amount payable is up to 550% of Sum Insured, including Major Illness Benefit (100% of Sum Insured), Extra Protection of Major Illness Benefit (if any) (50% of Sum Insured), a maximum number of 4 claims for subsequent Cancer, Heart Attack, Stroke, and/or Kidney Failure and Continuous Support Benefit (maximum amount payable in total is 400% of Sum Insured).
(2) Continuous Support Benefit is provided until the Policy Anniversary on or immediately following the Insured’s 100th birthday. The amount payable will only be paid after the payment of benefits for Cancer, Heart Attack, Stroke or Kidney Failure.
(3) Such additional benefits are provided until the Policy Anniversary on or immediately following the Insured’s 88th birthday, subject to relevant conditions. For the avoidance of doubt, Kidney Failure can only be claimed once under the Plan.
(4) Only applicable to the Insured who passes away or the Insured whose Major Illness is first Diagnosed within the first 10 Policy Years.
(5) The Insured’s spouse (applicable to the Insured of Age 18 or above) or parent (applicable to the Insured under the Age of 18) must be the Policy Owner, Contingent Policy Owner and/or Beneficiary. Under all circumstances, either Waiver of Premium Benefit due to Spouse’s Death or Waiver of Premium Benefit due to Parent’s Death can be exercised only once under each policy.
The abovementioned Waiver of Premium Benefit is subject to relevant conditions, for details, please refer to the policy documents and provisions.

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This video is for reference only and must be read in conjunction with the product brochure and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of BOC Life outside Hong Kong. Please refer to the sales documents, including product brochure, benefit illustration and policy documents and provisions issued by BOC Life for details (including but not limited to insured items and coverage, detailed terms, key risks, conditions, exclusions, policy costs and fees) of the Plan and the supplementary riders (if any). For enquiry, please contact your Financial Consultant.