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Aprende a hablar de un fondo educativo con frases claras, humor ligero y vocabulario útil. En este video practicarás expresiones para: establecer una estrategia, fijar metas y plazos, activar una aportación automática, comparar comisiones, entender el interés compuesto, considerar la inflación de la matrícula, equilibrar liquidez y fondos indexados, priorizar un colchón de emergencia, evaluar becas y regalos, y revisar ventajas fiscales (como cuentas tipo 529 o planes locales equivalentes). Incluye diálogo ES–EN, subtítulos, y enfoque A2–B2 para uso real en familia. Palabras clave: fondo educativo, interés compuesto, fondo indexado, comisiones, rendimiento, horizonte temporal, diversificación, revisión trimestral, objetivo, presupuesto familiar.

Learn to talk about an education fund with clear phrases, light humor, and useful vocabulary. In this video you’ll practice how to: set a strategy, define goals and timeframes, turn on an automatic contribution, compare fees, understand compound interest, account for tuition inflation, balance liquidity and index funds, prioritize an emergency fund, factor in scholarships and gifts, and review tax benefits (such as 529-type accounts or local equivalents). Includes ES–EN dialogue, subtitles, and an A2–B2 focus for real family use. Keywords: education fund, compound interest, index fund, fees, return, time horizon, diversification, quarterly review, goal, family budget.