Скачать или смотреть Shutdown’s Over… Now What? Rates, Refis, & Self-Employed Loan Hacks

The government shutdown is done—but mortgage rates didn’t get the memo. In this episode, Bruce Woodburn (The Loan Arranger) explains why conventional rates hovering ~6.2–6.4% may stick around, who can still get into the 5s (VA/FHA), and the math behind “$200–$250/mo savings” that adds up to tens of thousands over time.

Bruce also covers year-end strategies: how refis can skip a payment (sometimes two) to free up holiday cash, the Florida homestead exemption reminder, and powerful options for self-employed buyers—including Bank Statement loans and DSCR for investment properties (no tax returns).

💥 Topics
🏦 Refi reality: why waiting for “perfect” rates can cost you
🎯 VA/FHA paths into the 5s vs. conventional in the low 6s
🧾 Escrow shocks (taxes/insurance) & how refi still saves net
🏠 Homestead exemption in Florida—don’t forget!
📈 Self-employed solutions: 12–24 mo. Bank Statement programs
🏘️ DSCR for investors (qualify on rents, not tax returns)
⛔ Why ARMs don’t make sense in a fixed-rate market (most cases)
🎧 Listen every week on WDBO Radio, iHeartRadio, or watch more episodes on The Loan Arranger YouTube channel.

👉 Don’t wait for rates to “maybe” drop — get your custom plan now!

📲 Contact Bruce directly:
📞 Orlando/Central FL: 407-706-3313
📞 Tampa Bay: 813-213-4009
💻 Apply online at WeBringYouHome.com

Bruce Woodburn, The Loan Arranger | 407.250.9144 | WeBringYouHome.com
CrossCountry Mortgage, LLC | NMLS228431 | NMLS1591876 | NMLS3029

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